NCTC FBM - Moorhead                              
                                   Crop Enterprise Analysis, 1999                         
                    Northland Community and Technical College Farm Business Mgt.          
                                              Moorhead                                    
                                       (Average of All Farms)                             

                                   NAVY BEANS ON CASH RENTED LAND                         


                                                  Average For
                                                   All Farms 
                                                  ------------
 Number of fields                                          7
 Number of farms                                           7

 Acres                                                166.71
 Yield per acre (cwt)                                  14.00
 Operators share of yield %                           100.00
 Value per cwt                                         14.99
 Total product return per acre                        209.81
 Miscellaneous income per acre                         82.79
 Gross return per acre                                292.60

 Direct expenses per acre
   Seed                                                32.68
   Fertilizer                                          21.77
   Crop chemicals                                      29.03
   Crop insurance                                      14.91
   Fuel & oil                                           6.77
   Repairs                                             14.65
   Custom hire                                          2.61
   Hired labor                                          0.46
   Land rent                                           71.98
   Operating interest                                   2.33
   Miscellaneous                                        0.90
 Total direct expenses per acre                       198.09
 Return over direct expenses per acre                  94.51

 Overhead expenses per acre
   Custom hire                                          1.16
   Hired labor                                          4.15
   Machinery & bldg leases                              1.83
   Farm insurance                                       3.01
   Utilities                                            1.19
   Dues & professional fees                             1.31
   Interest                                             2.47
   Mach & bldg depreciation                             9.18
   Miscellaneous                                        2.42
 Total overhead expenses per acre                      26.72
 Total listed expenses per acre                       224.80
 Net return per acre                                   67.80

 Total direct expense per cwt                          14.15
 Total listed expense per cwt                          16.06
 Net return per cwt                                     4.84
 Breakeven yield per acre                               9.47
 Est. labor hours per acre                              2.07

 Lbr & mgt charge per acre                             19.12
 Net return over lbr & mgt                             48.68